Selecting the right credit card payment solution is one of the most important decisions Internet merchants make when building out the back office infrastructure of their online business. Critical decision factors abound, such as implementation lead time, shopping cart integration, and scalability to name only a few.
From a functional perspective, the ideal credit card payment solution is the one that most succinctly accommodates the merchant’s business model. Selling physical goods, digital products, and/or online information all impact credit card payment methodology and requirements. Performance attributes are also key: whenever a customer clicks on the merchant’s buy button, that credit card purchase must transact regardless of the merchant’s order volume, general Internet traffic, etc.