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Story - antoq - 10/18/2010 - 13:46 - 155 comments - 0 attachments
Agriculture is the mainstay of Pakistan’s economy. More than 20% of the country’s GDP comes from agriculture sector which also employs about 41% of the labor force, sustains almost 67% of the population. This simple fact suggests that agriculture contributes less to the national GDP relative to its size of population and labor force compared to other sectors of the economy; limited information and understanding of the rural markets and economy has been one of the key impediments in penetration of banking/finance in agricultural/rural sector of our economy. The sector was never considered as a mainstream and viable business activity by banks and thus could fetch no or limited attention of banks’ senior management to build their capacities for serving the sector.
State Bank of Pakistan and SBP-BSC have been taking different initiatives to enhance banks’ agri finance capacity and conducting research studies and surveys to broaden and deepen the banks understanding of the rural economy. The Agricultural Surveys of Sukkur District in Sindh along with Gujranwala were initiated as pilot projects to explore the districts’ rural economies and thus enable SBP and banks to devise market responsive initiatives and products for increasing flow of financial services in the rural areas. The survey of Sukkur district was conducted through IBA Sukkur.
For the last three decades the U.S. corporate sector has invested in computers at an astonishing rate. According to a recent document by Bureau of Economic Analyses (BEA, 1998), the real investments in computers grew by 33.7% per year for the last three decades, 1967- 1997. The nominal investment also showed an annual 13.4% increase for the same period. An obvious reason for this rapid investment growth is the substitution towards computers, the price of which has fallen dramatically at an annual rate of 16%. Jorgenson and Stiroh (1995, 1998) argue that the computers contribution to economic growth mainly comes from the massive substitution due to their price decline.
In his 1997 book Assimilation, American Style, Peter D. Salins argues for the value of immigrants in American life while simultaneously mounting a conservative critique of the types of cultural changes engendered by immigration, including multicultural instruction, institutionalized use of languages other than English, and “anti-Americanism” more generally.
Salins? arguments, as fits his pro-assimilationist position, are predicated on stability. America is a constant value and “immigrants would be welcome as full members of the American family” if they could adapt themselves to the fixed core ideas that define that “family”: “First, they had to accept English as the national language. Second, they were expected to take pride in their national identity and believe in America?s liberal democratic and egalitarian principles.
