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PDF Ebook Option Trading and Oil Futures Markets

... much lower than the international level love the way you lie4 favorite sports Alian a calculation ... of appreciation for children. five, children love to learn how to make mode in the spoon-feeding education, learning ...

Story - antoq - 10/18/2010 - 13:46 - 155 comments - 0 attachments

Ebook Conceptualizing and Defining Romantic Love

... other for a couple of years. She wonders “Do I really love my partner? Maybe we are just really good friends.” She ponders if she even knows what it means to romantically love someone. She cannot even describe what she means when she tells her ...

Story - antoq - 10/11/2010 - 06:25 - 0 comments - 0 attachments

Ebook How to Make Anyone Fall in Love with You by Leil Lowndes

... . Why doesn't he or she flip for me? Why can't I find love?" How many times have you beat your fists on the pillow asking yourself ... solution. You read the title: How to Make Anyone Fall in Love with You . "That's a mighty big promise," you say. Indeed, it is. But ...

Story - antoq - 09/30/2010 - 06:49 - 0 comments - 0 attachments

Ebook Love Notes

It is natural for people fall in and out of love and romance. It happens all around us. Love is one of the most talked about subjects in the media. A short while ago ...

Story - antoq - 10/09/2010 - 07:23 - 0 comments - 0 attachments

PDF Ebook The Lifestyle Cut Diet

... to live their life depriving themselves of the foods they love? And if you don't mind deprivation, which diet is right for you? What is ... a diet is asking people to give up a food they obviously love very dearly, will they stick to it? No way! This is why the low-carb food ...

Story - antoq - 10/10/2011 - 06:23 - 0 comments - 0 attachments

PDF Ebook Which Diet Suits

... life style and go to the gym several times a week. I also love gardening and tend to walk a lot. If you feel and look good it ...

Story - antoq - 10/10/2011 - 06:58 - 0 comments - 0 attachments

PDF Ebook Getting The Love You Want

... in his practice. Introduction Getting the love you want Part 1. The Unconscious Marriage: The disillusionment ... 2. Childhood wounds 3. Your imago 4. Romantic love 5. The power struggle Part II. The Conscious Marriage: How a ...

Story - antoq - 10/14/2010 - 07:04 - 3 comments - 0 attachments

Ebook What is Love? What is Sex?

... teenagers and ask them “What is the difference between love and sex?”, they are quick to tell us that sex is a physical act, but slow to define love. Writers, musicians, and artists of all kinds have struggled with the same ...

Story - antoq - 10/04/2010 - 01:08 - 0 comments - 0 attachments

PDF Ebook Polygyny: The wisdom of love

... overlording and women serving men, but it is an issue of love and sharing in a close knitted community. This arrangement is especially ... Download PDF Ebook Polygyny: The wisdom of love ?? ???? ??????? ?? ???? ???????? ??????? ?????? ? ?????? ...

Story - antoq - 10/15/2010 - 06:45 - 1 comment - 0 attachments

Ebook Passionate Love and Sexual Desire: Multidisciplinary Perspectives by Elaine Hatfield and Richard L. Rapson

... clay tablets is inscribed history’s first known love poem, It dedicated to King Shu-Sin by one of his chosen brides. She ... Cross-Cultural Perspectives VI. How Long Does Passionate Love Last? VII. Speculations About the Future Download Ebook ...

Story - antoq - 10/04/2010 - 01:56 - 0 comments - 0 attachments


Ebook Getting Started with Business Process Management

Submitted by puput on Mon, 08/10/2009 - 08:19

The set of ideas, tools, and techniques that deal with business processes, known in short as Business Process Management (BPM), has been around for a couple of decades. Even though forward-thinking professionals in business and IT recognize the importance of BPM, it does not get the mainstream attention it deserves. Large-scale ERP and client/server implementations absorb the attention of IT departments and distract the innovators. The underestimation of the importance of integration in connecting end-to-end business processes, coupled with proprietary application architectures, continues to make it difficult to realize the promise of BPM.

In the last couple of years, there has been an increasing recognition of the role played by integration, enterprise service-oriented architecture, and mature process management platform in creating agile business processes that confer competitive advantages. Companies are realizing that functional excellence and product commoditization are not sufficient to ensure customer centricity and innovation. Visionary executives consider the set of integrated capabilities that deal with the full lifecycle of business processes as the key to an accelerated evolution towards process maturity.

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PDF Ebook The Relationship Between Capital and Earning in Banking

Submitted by antoq on Fri, 02/12/2010 - 01:54

According to conventional wisdom in banking, a higher capital-asset ratio (CAR) is associated with a lower after-tax return on equity (ROE). The arguments in favor of this hypothesized negative relationship between capital and earnings have intuitive appeal and are consistent with standard one period models of perfect capital markets with symmetric information between a bank and its investors. A higher capital ratio tends to reduce the risk on equity and therefore lowers the equilibrium expected return on equity required by investors. In addition, a higher CAR lowers after-tax earnings by reducing the tax shield provided by the deductibility of interest payments. Moreover, the reduced risk from a higher capital ratio may depress earnings by lowering the value of access to federal deposit insurance that at best imperfectly prices risk.

Despite these arguments, the data on U.S. banks in the mid-to-late 1980s tell a very different story. Book values of CAR and ROE are positively related, and this relationship is both statistically and economically significant As shown below, the positive relationship between CAR and ROE holds both cross sectionally and for each year, holds when lags are included, and becomes even stronger when an extensive set of control variables is added to the regressions.

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Ebook Earnings Management and the Long-Run Underperformance of Private Placements of Equity

Submitted by puput on Wed, 09/28/2011 - 02:43

Underperformance in long-term stock returns following equity offerings has been documented for both public and private issues. It has been shown for initial public offerings (IPOs) by Ritter (1991) and Loughran and Ritter (1995), for seasoned equity offerings (SEOs) by Loughran and Ritter (1995) and Spiess and Affleck Graves (1995), and for private placements of equity by Hertzel, Lemmon, Linck, and Rees (2002).

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