This guide describes the features and operation of the Toshiba DKT2004-CT 900 MHz Cordless Digital Telephone with Strata DK Business Telephone Systems. To get the most from your cordless digital telephone, please read this guide thoroughly. The Strata DK systems which support this equipment are:
© DK14
© DK16e/DK16
© DK40i/DK40
© DK424/DK280 (Release 3.0 or higher)
The main aim of this study is to examine Irish credit unions in terms of the extent to which they contribute to financial inclusion. The study will place particular focus on examining the credit union loan product and will compare it with the product and service offered by moneylenders. Some research on moneylenders in Ireland has already been completed: Daly and Walsh (1988), Quinn and McCann (1997), Quinn and Ní Ghabhann (2004) and Conroy and O’Leary (2005).
In terms of the credit union, the authors are not aware of any research that examines Irish credit unions in terms of financial exclusion or inclusion. There is, however, growing interest in financial exclusion in Ireland, principally from the Irish Financial Regulatory Authority (IFSRA), with particular focus on financial literacy. Thus, this study, which brings credit unions and moneylenders into a discussion of financial exclusion and inclusion in Ireland, is both timely and relevant.
Following on from our February 2009 report looking at the job market for shipping related technical roles, this Faststream report looks at the commercial end of shipping. We have taken an in-depth look at roles such as chartering managers, shipbrokers, claims executives and analysts and examine what has actually been happening on the ground and sentiment in the marketplace between October 2008 and May 2009.
As the shipping market’s leading recruiter, we compile data on the people we have placed, their salaries, incentive packages and age profile. Our offices in Southampton, Oslo, Houston, Fort Lauderdale, Massachusetts and Singapore have been busy placing candidates throughout the industry. The picture which has emerged is a mixed one and perhaps not as pessimistic as might be expected in the midst of a global recession and a collapse in vessel earnings across all asset types. There has not been a huge wave of layoffs as there has been in the financial services sector. However we believe that these numbers could increase over the next two quarters of this year as the results of the previous six months turmoil come to the surface. But still companies are all too aware of the importance of experience and understand the need for safe hands to guide them through turbulent times.
