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Ebook Factors Affecting the Probability of Credit Card Default and the Intention of Card Use in Turkey

Submitted by antoq on Mon, 07/13/2009 - 07:03

Changes caused by technological advancements have entered all aspects of human life. A technological achievement that has been introduced into daily life is the use of credit cards as a tool for payment. The use of credit cards has increased substantially worldwide in recent years and is replacing currency as a method of payment.

Use of plastic cards as a payment instrument has dramatically increased in Turkey since the second half of 1990s. There are 21 banks that provide credit cards to their costumers; while the number of credit cards in circulation is 10,045,634 in 1999, it reached to 30,438,883 in 2006; the number of pos devices is 1,196,597 in 2006; and the total amount of purchases and cash advance is 88,628 million New Turkish Liras (60,087 million USD) at the end of 2005 (Interbank Card Center, BKM).

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Ebook Financing your Home Purchase

Submitted by antoq on Fri, 07/10/2009 - 06:48

A housing loan is a long-term commitment and the home it provides will be important to your health and wellbeing. You should not jeopardise this by over-committing yourself with other credit. Other credit reduces the amount you can borrow and whether you are able to make your home loan repayments. The most common reason borrowers get into difficulties repaying their mortgage is over commitment to other credit.

The larger your deposit, the easier it will be to buy a home. You will not need to borrow as much. Generally, you will need between 5% and 20% of the purchase price of the property as a deposit. However, some lenders will lend 100% of the value of the property provided the borrower meets certain strict conditions.

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PDF Ebook Red Hat Enterprise Linux Step By Step Guide

Submitted by antoq on Mon, 08/17/2009 - 08:50

By now, you should have read the Red Hat Enterprise Linux Installation Guide and successfully installed Red Hat Enterprise Linux. This manual is designed to help new and intermediate Linux users navigate and perform common tasks. Keep in mind that Linux looks, feels, and performs differently from other operating systems you may have used. Forget about the conventions of other operating systems and, with an open mind, approach Red Hat Enterprise Linux as a new, interesting, and versatile alternative.

This manual is task-oriented. You will find useful tips, hints, warnings, and screen shots interspersed throughout. First, you will learn the basics of using Red Hat Enterprise Linux, such as customizing a desktop, configuring a printer, and getting online. Once the basics are covered, the tasks covered in this manual become progressively more advanced.

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