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Ebook Mutual Fund Shareholders: Characteristics, Investor Knowledge, And Sources of Information

Submitted by antoq on Thu, 02/26/2009 - 06:39

This paper analyzes the responses from a nationwide telephone survey of 2,000 randomly selected mutual fund investors who purchased shares using the services of six different intermediaries, referred to as distribution channels -- brokers, banks, mutual fund companies, insurance companies, employer-sponsored pension plans, and “other” (e.g., financial planners). The survey provides data on the demographic, financial, and fund ownership characteristics of mutual fund investors.

Furthermore, it contains data on investors’ familiarity with the costs and certain investment risks associated with mutual funds and the information sources used to learn about these costs and risks. Accordingly, it is possible to create a measure of each mutual fund investor’s overall level of financial literacy.

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Ebook Orbital Virtual Terminal

Submitted by antoq on Sat, 07/11/2009 - 09:47

The Orbital Virtual Terminal is an internet-based point of sale terminal for key entered transactions. It includes a full suite of features to authorize and settle Card Not Present transactions. All transaction data and applications are hosted on Paymentech servers.

All you need to access the Orbital Virtual Terminal is an internet connection and a web browser that supports 128-bit encryption. Using the on-screen terminal, you enter order information to initiate authorizations, settlements, refunds and other transactions. The virtual terminal allows different security levels among users as well as multi-user access.Additionally all credit card data is “masked” unless you have the highest access rights.

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Ebook Selling Energy-Efficient Products to the Federal Government

Submitted by puput on Fri, 08/14/2009 - 02:40

The US Government is a major purchaser f products from suppliers throughout the country. Selling to the Federal government is an important outlet for many manufacturers and distributors, from large corporations to small businesses. Companies with energy efficient products and services have special opportunities in the Federal sector. This document highlights the major avenues to becoming a supplier and gives sources of information for private companies to use.

Federal agencies buy energy-efficient products for several reasons, ranging from Federal policies and regulations to economic and environmental benefits. Federal policy and the Federal Acquisition Regulations (FAR) require agencies to buy ENERGY STAR® qualified and FEMP-designated products. In most cases, purchasing energy-efficient products will save the government a significant amount of total ownership cost over the product’s useful life. Although actual savings vary according to energy costs at each site, hours of operation, and the price premium for a more efficient product, the Department of Energy’s Federal Energy Management Program (DOE/FEMP) estimates that Federal agencies can save well over $200 million annually by choosing more efficient products.

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