PDF Ebook Your Credit, Your Home, and Your Future
If you’re like many individuals, you don’t fully appreciate how essential good credit and money management are until you need them. Perhaps you’ve been renting an apartment for several years, but now you’d like to buy a house. Maybe it’s just not worth fixing your 10-year-old car, but you need a way to get to work so you need a car loan—fast! Or suppose your house has a damaged roof and the cost of repairs exceeds your savings. To resolve emergency situations like these while continuing to manage your existing financial obligations, you’ll need good credit and good money management skills.
Good credit is the result of careful planning of your finances. Your credit record affects everything from renting an apartment to buying a home. Without good credit, it’s difficult to save money, become a homeowner, and build financial security.
That’s why this guide is so essential; and that’s why Freddie Mac, a company dedicated to opening doors to homeownership for millions of families across the United States, is bringing you this guide. Freddie Mac recognizes how important it is for consumers to have the information and the tools that will help them achieve their financial goals and dreams, including the dream of homeownership.
It is our sincere hope that the valuable information contained within will empower you to take immediate control of your financial future. Remember, the decisions you make today will impact your financial future tomorrow and for years to come. Use this guide to take that next step to achieve your goals and build financial security.
Contents
Your Credit, Your Home, and Your Future
1) Your Credit and Why It Is Important
2) Managing Your Money
3) Goal Setting
4) Banking Services: An Important Step
5) Establishing and Maintaining Good Credit
6) Understanding Credit Scoring
7) Thinking Like a Lender
8) Avoiding Credit Traps
9) Restoring Your Credit
10) Planning for Your Future
11) Becoming a Homeowner
12) Preserving Homeownership: Protecting Your Home Investment
13) Glossary of Terms
Posted in :
