Surveys show that only 12% of high school seniors learn about money management in school. Most of us can’t remember learning about finances and how to handle our money while we were students, because chances are we didn’t. Historically, it has been up to parents to teach their children the skills needed to make smart choices, pay off debt, and build savings. Unfortunately, most of us end up learning these lessons the hard way after we’ve moved out on our own.
We fall into every trap at least once before we learn to avoid them. It is clear to us at Springboard Nonprofit Consumer Credit Management that there is a pressing need to provide financial education to our clients and the community at large. The importance of credit and financial education is built into our mission statement: Springboard is a nonprofit organization dedicated to consumer advocacy.
We seek to strengthen our community and improve the lives of consumers by offering services that promote financial literacy, homeownership and a healthy economy. Our mission is simple, yet vital: to offer education on the wise use of credit. This booklet and the seminar were designed as part of our ongoing efforts to achieve this mission. The Wise Use of Credit is a lesson in obtaining and using credit responsibly.
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PDF Ebook The WISE USE of CREDIT
